social security | Ionia, MI | Duff Chadwick & Associates PC | 616-527-0020

Top-notch Social Security Disability Representation

Are you facing issues with your Social Security benefits? Let us help you get what you deserve.

probate | Ionia, MI | Duff Chadwick & Associates PC | 616-527-0020	Patrick M. Duff

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220 W. Main Street Ionia, MI 48846
108 Kent Street Portland, MI 48875



Ionia: 616-527-0020

Alt Phone

Portland: 517-647-4345


Ionia: 616-527-2665
Portland: 517-252-4387



“I have been pleased with the way [Cheryl Chadwick] handled my case.  She treated me very fairly, explained everything very well and was willing to do extra to put me at ease about the situation.  I’m very grateful.”

 “Pat Duff has always been a trusted friend when addressing our legal issues for our family.  A class act all the way!”
-Tyler Throop

“We are very happy with Tom Chadwick and the work he has done for us.  We refer all of our friend to him ”
-Dave Scheurer

“Pat [Duff] is the best.  He goes over and above what he has to in order to help his clients.  He gives clear advice on the case and he is not only the best lawyer I’ve ever had, he is a friend.  Thanks Pat.”
-David Patrick

“Tom [Chadwick] assisted us in will preparation and revising previous documents.  We were pleased with the amount of time Tom took in explanation of terms and processes.  He was very thorough in his explanations and helped us clearly understand what our documents meant.  We would definitely work with Tom in the future and are comfortable with referring him to our family and friends for services.”
-Cindy Koerner

“Mr. Duff prepared our will and made the entire experience as easy and quick as it could be.  He did an excellent job explaining the many scenarios so that we could make an informed decision.  We certainly appreciate all his help and his assistant is also wonderful.  She was a pleasure to work with.”

“Tom [Chadwick] was great.  He explained everything in a way that was easy to understand.  He answered all our questions clear and concise.  He was very professional but did so on a personal level.”
-Tammy Youngs

“It was truly a pleasure! Professional, personable and detail oriented. Asking all the right questions to assure our work would be completed in full and with accuracy.” Patrick Lorvo

“I received the help I needed from Tom Chadwick to fill out my Power of Attorney. He explained it in a language I could understand and went over any questions I had.” Jane Riker

“Cheryl Chadwick is always to the point. If I did not understand something she would take the time to explain it to me. She never hurried me at an appointment. She was thorough with what I needed to give her. She is people friendly! And she smiled a lot! I never felt like she held me beneath her.”
Judy Schmitz

“Mr. Duff handled my Mother’s estate. He answered all of our questions and was very helpful. The office staff was very good also. Thanks very much.”
Charlene Graft

“ During a difficult time for our family Patrick Duff was there every step of the way. I would and have recommended Attorney Duff!”

“Thank you for your efforts (Patrick Duff). Quite pleased with everything.”
Michael Maxwell

“I am grateful to have my will done for free. I had been putting it off until my son told me about your free will senior service. Thank you again.”
Lorane Bush

“The service that I received was great. Eric Matwiejczyk explained everything to me in a way that I understood, listened to me when I had concerns and questions, he made me feel very comfortable in the situation that I was in. He handled my case very well, I liked Eric being my attorney.”
Michelle Ludwick

“They took care of all the legal paperwork for me to take over my father’s estate, Including the Power of Attorney affairs.”

“Eric was very helpful in explaining to me in laymen terms. The cover letter to my will was very helpful. He was also friendly making me feel at ease. I never felt hurried.”

“Mr. Duff assisted us with updating our wills. We were completely satisfied with his services.”
Fred VanAmburg

“We had been putting of our wills, we didn’t really understand the process. It couldn’t have been easier, Mr. Chadwick took the time to explain every step and choice. The package included wills, Power of Attorney and Health Care Power of Attorney, it’s a great relief to have it all done. Amazing, Wonderful and Fantastic.”
Mark and Jane Horrocks

“As for the court outcome I was pleased, the PPO remained intact. Eric Matwiejczyk noticed many things wrong with the motion for termination. In response the case was dropped after hiring Eric. I would come back to Eric again, he took me seriously and was professional.”

Types of disability benefits paid by Social Security:

Social Security Disability Insurance (SSDI - Title II)

  • Funded by Social Security (FICA) taxes. People build up Social Security credit by working or being self-employed and paying taxes on their earnings.
  • Entitlement is based upon being disabled and earning enough work credit (not based on need). These benefits are considered to be earned based on the payment of taxes. Benefit amounts are not affected by a person's wealth or poverty. A person can be a millionaire and still draw SSDI benefits.
  • SSDI benefits can be paid to adult workers who earned them and to their dependents (spouses and children). A special category of SSDI pays benefits on a parent's work record to an "adult child" who was disabled before age 22, as long as a paren who worked under jobs covered by Social Security is retired or disabled and drawing Social Security benefits, or is deceased.
  • Amount of benefit is based on level of earnings during a person's working lifetime (the higher the earning, the higher the benefit will be).
  • SSDI provides Medicare coverage, but not until a beneficiary has been entitled to SSDI for 24 months.
  • A SSDI beneficiary who works is entitled to a 9-month Trial Work Period, during which benefits can be paid in full despite the earnings from work. This is followed by an Extended Period of Eligibiltiy, which allows full benefits to be paid in months when earnings are not considered to be substantial and no benefit payments in months when earnings are considered substantial.

Supplemental Security Income (SSI - Title XVI)

Funded by general tax revenues. People do not have to have worked under jobs covered by Social Security taxes to qualify for SSI. Entitlement is based upon being disabled and being in financial need (funded from general taxes, not from Social Security taxes). SSI pays benefits only to the disabled individual (not to any dependents). However, SSI disability benefits can be paid to disabled children (parents' income and resources are considered until each child reaches age 18). Amount of benefit is set as fixed rates nationally, but can vary due to income, living arrangements, and individual state supplements. Michigan pays a small quarterly supplement.Based on financial need. Social Security looks closely at each applicant's income and resources to determine SSI eligibility and payment amount. Living arrangements are also considered. Individuals are limited to $2,000.00 of liquid resources, but can also own property that they live in, a car, and within limits, other assets.Any montly amount of SSI payment provides automatic Medicaid covereage. SSI does not have a Trial Work Period or an Extended Period of Eligibility. If an SSI recipient works, SSI payments are reduced by the following formula: monthly gross wages paid, minus $85.00 (or $65 if the person has other income besides just SSI) and divided by 1/2, equals the amount by which a montly SSI payment must be reduced.


Social Security Disablity Insurance (SSDI)

Questions to determine if you qualify for Social Security Disability:

  • Are you working? If you are working, your earnings generally cannot average more than $1,000 per month for you to be considered disabled. If you are legally blind, you cannot average more than $1,640 per month.
  • Is your condition "severe"? Your condition must interfere with basic work-related activities for your claim to be considered.
  • Is your condition found in the list of disabling conditions? There is a list of medical conditions that Social Security goes by that are so severe they automatically mean that you are disabled. For a detailed list of those conditions click here.
  • Can you do the work you did previously? If your condition is severe, but not at the level of severity on the list of medical conditions, then Social Security must determine if it interferes with your ability to do the work you did previously.
  • Can you do any other type of work?

Supplemental Security Income (SSI)

SSI makes monthly payments to people who have low income and few resources and are:

  • Age 65 or older
  • Blind
  • Disabled

FREE 1/2 hour initial consultation

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